Discover your California Medicare Options
Turning 65, you will find you have many choices when it comes to getting Medicare coverage. In fact, you may find yourself overwhelmed or even confused with all of the options and terms. Medicare and Medicare insurance carriers have plans to fit everyone's budget and needs.
Our goal is to help educate and enable you to select the perfect California Medicare plan for you.
There are four parts to Medicare:
- Part A: Hospital (this coverage is automatic and typically at no cost). This pays for in-patient hospital services, nursing facility care, home health care and hospice care.
- Part B: Doctor (you elect this coverage and there is a premium. This pays for medical expenses, clinical laboratory services and outpatient hospital treatment.
- Part C: Medicare Advantage (you elect this coverage and there may be a premium)
- Part D: Prescription Drug Coverage (you choose to elect this coverage and there is a premium). This pays for generic and brand name prescription drugs.
Medicare has deductibles and coinsurances that you will have to pay for certain covered services. There are ways to fill in the gaps, either by enrolling in a Medicare Supplement plan, or a Medicare Advantage Plan.
Medicare Supplement plans are made to help pay some of your health care costs that Medicare won't pay alone. Not everyone will need a Medicare Supplement policy, depending on if you have certain other types of health coverage like group health insurance, Medicare Advantage or Medicaid.
Medicare Advantage plans
To be eligible for Medicare Advantage, you must have both Medicare Parts A and B and live in an area that has a plan. Medicare Advantage plans may offer more benefits than original Medicare, but you must determine if the plan is right for you.
Let us guide you in making the decision that is right for you regarding California Medicare! You only turn 65 once. Try out our free quote engine to compare plans or speak with an insurance expert by calling (805) 379-1103. You may also email us.
Helpful Links:
www.medicare.gov
www.ssa.gov | 
