Turning 65, you will find you have many choices when it comes to getting Medicare coverage. In fact, you may find yourself overwhelmed or even confused with all of the options and terms. Medicare and Medicare insurance carriers have plans to fit everyone's budget and needs.
Our goal is to help educate and enable you to select the perfect California Medicare plan for you.
There are four parts Medicare
Part A: Hospital (this coverage is automatic and typically at no cost). This pays for in-patient hospital services, nursing facility care, home health care and hospice care.
Part B: Doctor (you elect this coverage and there is a premium. This pays for medical expenses, clinical laboratory services and outpatient hospital treatment.
Part C: Medicare Advantage (you elect this coverage and there may be a premium)
Part D: Prescription Drug Coverage (you choose to elect this coverage and there is a premium). This pays for generic and brand name prescription drugs.
Medicare has deductibles and coinsurances that you will have to pay for certain covered services. There are ways to fill in the gaps, either by enrolling in a Medicare Supplement plan, or a Medicare Advantage Plan.
