The Many Blue Shield of California Medicare Plans
There are many Blue Shield of California Medicare plans. The types can get confusing. Here's some information to make your search easier.
Plan Types
There are three main types of Blue Shield CA Medicare plans. They include:
- Medicare Advantage plans
- Prescription Drug plans
- Medicare Supplement plans
They are completely separate plan types. However, there can be some overlap. Certain services are covered in multiple plans.
It's important to remember that these aren't all Medicare plans. They work with Medicare. But they aren't offered through the government. Blue Shield of California is approved to sell these plans. That means they're guaranteed to work with other Medicare plans.
Original Medicare vs. Medicare Advantage
These two options can get confusing. Medicare is split into four parts. Part A and B are considered Original Medicare. One covers hospital needs. The other is normal medical insurance. You can choose one or the other.
Part C is called Medicare Advantage. It's considered part of Medicare, but it isn't offered by the government. You can only get it through a private insurance carrier. It combines Part A and Part B. So you have hospital and medical insurance. This eliminates a lot of gaps.
The Medicare Advantage plans from Blue Shield of California include extra coverage. You'll have coverage for prescriptions. Also, you may have vision care benefits. It depends on where you live.
It's important to note that these plans aren't available everywhere. Blue Shield's Medicare Advantage plans are only available in certain counties. These include Riverside, Orange, and San Bernardino counties. It's also available in certain areas of Los Angeles.
Medicare Supplement Plans (Medigap)
Their Medicare Supplement plans are more flexible. They offer five different plans. Each works to take care of the coverage gaps in Original Medicare. They'll help with deductibles, coinsurance, co-payments, and more.
These plans are available everywhere in the state. You also have some extra benefits. It includes a fitness program.
Some benefits are missing from these plans. They don't include prescription coverage. But you can add their stand alone plan. You can also get a dental plan for an extra premium.
You can start learning more about the plan costs today. Visit www.seegerbenefits.com to get a quote. You'll get a lot of quotes. You can compare the plans of Blue Shield of California. You can even get help from a professional. Find out today what plan is right for you. | 
